Sunil Kumar(@basic.gyaan) 인스타그램 상세 프로필 분석: 팔로워 282,465, 참여율 2.05%

From street scenes to storybook dreams. 🤩 #ghibli #ghiblistudio

🚗💦 If your car gets submerged during heavy rain or stalls while driving through water… will your insurance cover it? Surprisingly, in most cases, the claim gets rejected 😱 That’s because regular comprehensive car insurance doesn’t cover engine damage due to water — also known as hydrostatic lock 🛑 So if your car shuts down in a flooded street, or worse, you try to restart it after it’s been underwater… consider the claim gone! ❌💸 But here’s the good news: If you have the Engine Protection Add-on with your comprehensive policy, the insurer will cover full repair costs — even if the engine gets completely damaged due to water 🚘✅ And the best part? This add-on costs just ₹1,000–₹2,000 per year! 🤯 💡 A small price to protect your car from flood damage. Tag & Share this post with all your friends who drive through flood-prone areas 🌧️🚧 It might save them lakhs 💰 #finance #money #business #gkhindi #gkindia #basicgyaan

Most people have no idea — Their home loan EMI has already dropped, But they’re still paying higher amounts unknowingly! 😓🏠 On 6th June, the RBI reduced the repo rate from 6% to 5.5% 📉 Which means — Your loan interest has gone down by 0.5% too! 💸 📌 When RBI cuts the repo rate, ➡️ Banks get cheaper money ➡️ And pass on cheaper loans to you #finance #money #business #gkhindi #gkindia #basicgyaan

A woman paid ₹75 lakh in full to buy land 🏡 — But neither did she get the property, nor her ₹75 lakh back 💸 And on top of that, she got reprimanded by the Supreme Court 👩‍⚖️👨‍⚖️ In court, the judge asked her a simple question: “How did you pay ₹75 lakh?” 🤔 She said: “I paid in cash.” 💵 The judge replied: “Do you know that paying more than ₹2 lakh in cash is illegal? There’s a Supreme Court judgment on this!” ⚖️ She said: “I didn’t know.” 😞 But the judge gave a clear verdict: “Ignorance of law is not an excuse!” 🚫📜 The court explicitly stated: Paying more than ₹2 lakh in cash is ILLEGAL. ❌💰 In fact, it becomes a punishable offence — and the payer is held accountable 😓 So don’t let this happen to you! 🚨 If any dealer asks you to make a cash payment while buying property 🧾, NEVER give more than ₹2 lakh in cash — not even by mistake! 🚫🧾💵 Because if you do and get scammed, the law won’t protect you — You’ll be the one at fault. ⚠️👎 #finance #money #business #gkhindi #gkindia #basicgyaan

🚗 If your car gets into an accident on the road, Which type of insurance will cover your car’s damage?

99% people have no idea… That their child can become a crorepati (millionaire) by the age of 20 — just with a small monthly SIP! Start with just ₹2,500/month as soon as your baby is born, and by the time they turn 20… you could have ₹1+ crore ready 🎯 ✅ Top 3 funds with 20% CAGR (last 5 years) ✅ Increase SIP by just 10% every year ✅ ₹2.5k = ₹1 Cr ✅ ₹5k = ₹2 Cr ✅ ₹10k = ₹4 Cr Smart parents don’t wait. Share this reel with every newlywed or soon-to-be parent you know 👶💸 #finance #money #gkhindi #gkindia #basicgyaan

Sri Lotus Developers IPO Details Disclaimer: This video is for educational purpose only #finance #money #business #gkhindi #gkindia #basicgyaan

99% people don’t know — These FREE services are available on highways! Just remember 1033 ⛽️ Out of fuel? Call 1033 — You’ll get 5-10L petrol/diesel FREE! ‍⚕️ Feeling unwell? Get FREE medicines like Paracetamol from highway petrol pumps. 🛠️ Car breakdown? Call 1033 — A mechanic will come to you, only labour charges apply. 🚑 Accident or emergency? Dial 1033 — Ambulance arrives immediately! #finance #money #business #gkhindi #gkindia #basicgyaan

Accidentally sent UPI payment to the wrong number? Don’t panic! Here’s how to get your money back 💸👇 1️⃣ Call the UPI Helpdesk at 1800-120-1740 ☎️ and report your issue. 2️⃣ Register your complaint on the official UPI website 🖥️. 3️⃣ Follow all the steps carefully to increase your chances of a full refund ✅. In most cases, you’ll get your money back! 💰💯 Share this video with everyone so they don’t lose their hard-earned money! And don’t forget to save this for future reference 🔖📌. #finance #money #business #gkhindi #gkindia #basicgyaan

Here’s why I believe having four bank accounts can bring order to your finances: Salary Account 💼 – This is the account your company opens for you, meant only for receiving your salary. Avoid using it for other purposes to keep it simple and clean. High-Interest Savings Account 📈 – Choose a bank offering 4-7% interest, allowing your savings to grow over time. (Check out the list of top banks on the screen and save this video for later!) Investment Account 💸 – This is your go-to for all SIPs, stocks, and other investments. When you consolidate all investments here, tracking becomes easy, and all capital gains are managed in one place. Spending Account 💳 – Your “spending machine!” Use this account for all your daily expenses, like credit card bills, rent, shopping, food, and utilities. Link your UPI and debit card here for seamless tracking of daily spending. When you set up these four accounts, financial discipline almost takes care of itself. Your savings stay secure, investments are organized, and spends are under control. You just need to decide how much of your salary goes into savings, investments, and spending each month—and watch your financial management thrive! 🌟 #finance #money #business #gkhindi #gkindia #basicgyaan

Your property papers 🧾 don’t prove you’re the legal owner. Yes, even if it’s registered. 😲 Why? Because registration only means: ✅ Govt. record updated ✅ Stamp duty & fees paid ❌ But NO proof of seller’s legal right! Even the Supreme Court ⚖️ has said this. The registration office doesn’t check: 🚫 If the seller owns the property 🚫 If there’s a dispute 🚫 If the sale is legally valid To prove legal ownership, you need: 📌 Title Deed / Will / Gift Deed 📌 Complete Chain of Documents 📌 Registered Sale Deed And after purchase, keep these too: 📄 NOC 📄 Encumbrance Certificate 📄 Mutation Certificate 📄 Latest Property Tax Receipts 🧾 📄 Possession Letter 📄 Bank Statement 💳 Only with all these, you’re truly the legal owner. 🏠 👉 Save this post so you don’t get trapped later 👉 Share it with someone buying a house #finance #money #business #gkhindi #gkindia #basicgyaan

🏡 Buying a home? Don’t just look at carpet area or location — check the builder’s delivery track record too! ⏱️ Delays can cost you in extra rent or EMI 💸 ✅ Look for on-time possession ✅ Check OC handover history ✅ Verify past project timelines A home is an emotional AND financial decision — make it wisely 💼🔑 #SKG #SKGHomes #BlueprintOfTrust